John -
Check with your local vendors of travel insurance, they should offer
driver's insurance for the US at a better rate than what the rental
car companies will give you, which is usually something astronomical
like 10 to 20 dollars a day.
Don't forget to get medical insurance too, all medical in the US is
private, although you could probably go through the ER without paying,
but it's proper to be covered.
Alan
On 4/27/11, John Rowe <jarowe@westnet.com.au> wrote:
> We are currently arranging our travel plans for our forthcoming trip to
> the New England states.
>
> Could someone please explain the current status of MV insurance in the US.
>
> On booking a hire car the general conditions of hire seem to infer that
> there is no insurance on the car within the hire rate and that ALL
> insurance has to be taken out by the hirer.
>
> In Australia we have a system where Third Party Personal Insurance is
> included with the Registration or Licence costs and is COMPULSORY.
> Therefore if my concentration momentarily wavers and I hit a pedestrian
> (Heaven forbid) any costs associated with the injury of that pedestrian
> are covered by the compulsory Third Party Insurance. (Any other costs
> associated with my being arrested for reckless driving are to my account.)
>
> One of the Insurance options that I can take out refers to the other
> driver being uninsured.
>
> What insurance are drivers and car owners required to take out, if any?
>
> Some of the insurance options have a daily rate higher than the car hire
> daily rate.
>
> Any assistance and clarification will be greatly appreciated.
>
> regards
>
> John Rowe
> Perth
> west oz.
>
>
>
>
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