That's because the insurance companies are uninformed, uneducated, and quite
simply are not out to serve their clients. They simply only want to make
money from them.
The whole fraudulent argument is flawed. I would guess that this has only
happed in the autox community due to the above, not because these same
people would have placed a fraudulent claim otherwise.
I don't condone false claims to get the insurance companies to cover an
autox accident, but I can see how the insurance companies have set them
selves up for them.
---JHG
206-295-3269
// --- Need a website? www.goekeweb.com
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----- Original Message -----
From: "Carol Holt" <cmholt@acsol.net>
To: "'Dan Bettis'" <danbettis@isoc.net>; "'Dan Morency'" <DMorency@gwi.net>;
"'AutoX'" <autox@autox.team.net>
Sent: Saturday, March 09, 2002 7:57 AM
Subject: RE: re progressive insurance cancellations
> What insurance companies really worry about is claims - especially
> fraudulent claims.
>
> The problem is that racing isn't a covered activity, but in many cases
it's
> impossible to tell if the damage was done while racing or not. If the
> policy doesn't cover racing, but you file a claim it's insurance fraud -
but
> how does the company tell? (Come on, we all know someone who's damaged a
> car racing and filed a claim on it.)
>
> Companies are really cracking down on this stuff and it's just easier to
> cancel someone they know participates in a non-covered (but legal)
activity
> than to hassle with it if they have a claim with no police report. Claims
> drive rates and insurance fraud is a major problem. Even if you could
prove
> the group had better statistical collision rates, how would you get around
> the fraudulent claims issue? It'd be tough and no company is going to be
> willing to insure our cars while we're racing.
>
> Carol Holt
> Council of Motorsports Clubs
> www.cmcrmr.com
>
> -----Original Message-----
> From: owner-autox@autox.team.net [mailto:owner-autox@autox.team.net]On
> Behalf Of Dan Bettis
> Sent: Saturday, March 09, 2002 8:52 AM
> To: Dan Morency; AutoX
> Subject: Re: re progressive insurance cancellations
>
>
> Well maybe we should post all autox results in PDF form. That way it make
> searching harder at least. They would have to actually so and look up the
> names and then match them to there list, not search the names on there
list.
> It like they now do a credit check for insurance, I know a few people with
> perfect driving records who got dropped because there credit was crap. I
> like the last line there but the insurance companies will not do any
> research to find if autox or people who race in general are safer. If
they
> did find we were safer it would not help us, they only worry about the
> greater risk. I think if they really wanted to make people safer and lower
> claims they would promote driver training more, like getting you a
discount
> on your rate if you took like the Mid-Ohio school they offer for teaching
> you car control and what not.
>
>
> Dan Bettis
> danbettis@zrracing.com
> http://www.predatormotorsport.com
> http://www.zrracing.com
>
>
>
> ----- Original Message -----
> From: "Dan Morency" <DMorency@gwi.net>
> To: "AutoX" <autox@autox.team.net>
> Sent: Friday, March 08, 2002 4:13 PM
> Subject: re progressive insurance cancellations
>
>
> > I've received 8-10 messages within a couple hours of my previous post.
I'm
> > waiting for more detail from the affected parties. Both received letters
> > stating that their coverages were going to be cancelled due to the fact
> that
> > their names had been published on our web page autocross results.
> >
> > I'll keep the list posted upon further receipt of information. And to
> those
> > that have asked, I would also assume that if Progressive were to get a
> hold
> > of a printed listing of results they would take the same actions.
> >
> > I can understand writing an exclusion into a policy for timed events but
> > without data indicating an increase in claims due to such events there
is
> no
> > logical excuse. It would appear that one should take just the opposite
> > stance, that those who attend and participate in such events should be
> > better drivers, resulting in lower claims.
> >
> > Dan Morency
> > President (until tomorrow)
> >
> > www.CumberlandMotorClub.com
> >
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> try
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